VISA®

*Certain restrictions apply. Rates from 9.95%-17.95%APR
Credit Card reward points not remedable for cash.

No Annual Fees!

Account Type APR
Purchases As Low As 9.95%*
Cash Advances As Low As 9.95%*

Auto Loans

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Account Type Term APR
New Autos 60 Months As Low As 2.39%
New Autos 72 Months Call for Pricing
New Autos 84 Months Call for Pricing
Used Autos 60 Months As Low As 2.39%
Used Autos 84 Months Call for Pricing

Boats & Campers

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Account Type APR
New or Used As Low As 4.99%

Unsecured Loans

Account Type APR
Unsecured, Line of Credit & Overdraft As Low As 8.49% - Up To 17.95%

Share Rates

Effective Date: 07/02/2018

Account Type Minimum Balance Dividend Rate APY
Savings* $5.00 0.10% 0.10%
Checking** None 0.05% 0.05%
Christmas Club* None 0.10% 0.10%
Vacation Club* None 0.10% 0.10%
Money Market*** $1,000.00 - $25,000.00 0.10% 0.10%
Money Market*** $25,000.01 - $75,000.00 0.12% 0.12%
Money Market*** $75,000.01 + 0.15% 0.15%

Share Certificate Rates

*Effective July 2, 2018. Rates subject to change. Please call for most current updates. 
* Dividend period Quarterly
**Dividend period Monthly
***Dividend period Monthly / If less than $1,000 minimum, APY = current Checking Rate & subject to monthly fee.
APY is Annual Percentage Yield.
Share certificates require a $500 minimum deposit and opening balance. Deposits of $500 or more may be added to 3-18 month certificates only. Junior Certificates require a $100 minimum deposit and opening balance.
A one time rate adjustment can be requested during the term of any certificate. The maturity of the cerfificate will not be affected.
Seniors (age 55 and older) receive an additional .15% APR to the rates listed above for share and IRA certificates.

Account Type Term Dividend Rate APY
IRA Certificate* 12 Months 1.00% 1.00%
IRA Certificate* 18 Months 1.10% 1.10%
IRA Certificate* 24 Months 1.25% 1.26%
IRA Certificate* 36 Months 1.50% 1.51%
IRA Certificate* 48 Months 2.00% 2.02%
IRA Certificate* 60 Months 2.25% 2.27%
Junior Saver Certificate* 12 Months 1.00% 1.00%
Share Certificate* 3 Months 0.25% 0.25%
Share Certificate* 6 Months 0.40% 0.40%
Share Certificate* 12 Months 1.00% 1.00%
Share Certificate* 18 Months 1.10% 1.10%
Share Certificate* 24 Months 1.25% 1.26%
Share Certificate* 36 Months 1.50% 1.51%
Share Certificate* 48 Months 2.00% 2.02%
Share Certificate* 60 Months 2.25% 2.27%

Motorcycles

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Account Type APR
New or Used As Low As 3.99%