Share Certificates & IRAs

Planning and investing for the future should start now. When it comes to your finances, our team at ArrowPointe Federal Credit Union is dedicated to helping you exceed your goals quickly and without the hassle.

If interested, send us a quick message and we’ll call you to start the process. 

Share Certificates

Take advantage of your special member benefits with the best share certificate rates in town. Serving York County, Lancaster County, Great Falls, and Fort Mill, SC, we provide dividends you can bank on. This is exactly what we’ll help you do.see our rates button

Junior Share Certificates

Young Adults Can Save Too! For as little as $100, members under 18 yrs old can open a Junior Share Certificate and watch their savings grow. At this stage, time is on your side. Take advantage of it! 

IRAs

While relying on Social Security sufficiently covering expenses may no longer be the best option, securing your future with an IRA is certain way to protect your retirement years.  We offer two long term accounts to help you firm up your retirement finances:  Traditional IRAs and Roth IRAs. Let’s talk about securing your future today.

You may be wondering…

Can I have both a Traditional and a Roth IRA?  Certainly.  You can even make contributions to both in the same year as long as you don’t exceed the maximum contribution limits for all IRAs.

How much interest will I earn if I put funds into an IRA?  You’ll earn the maximum current rate available and seniors get an ADDITIONAL .15% added to the dividend rate.  View our best rates.

Your Funds are Insured up to $500,000

Your funds are federally insured through NCUA to at least $250,000, but we DOUBLE that coverage with an additional $250,000 of coverage from Excess Share Insurance Corporation (ESI). NCUA and ESI insure individual, joint and IRA accounts separately — contact us for help in structuring your accounts to maximize your protection.